OOPS Overdraft Advantage


We offer OOPS!™ Advantage as a customer option for managing overdrafts. This service offers peace of mind to qualified customers* for the occasional “oops!” in your checking account! 

An overdraft occurs when you do not have enough money in your account to cover a transaction – it happens to all of us at one time or another.  The OOPS!™ Advantage Program applies to checks, ACH or electronic transactions, ATM withdrawals, and everyday debit card transactions.

Participation in the OOPS!™ Advantage Program is not mandatory. You may opt-out of the service any time by notifying CBK. But we need you to opt-in by applying for OOPS!™ Advantage Program!  Email our OOPS! Team today or stop your neighborhood branch. 

Other overdraft protection options:  Citizens Bank of Kansas offers other overdraft protection services in addition to OOPS!™ Advantage. These include a personal line of credit or protection via another CBK account of yours, such as a savings account. If you utilize these optional services, you may save money on the total fees you pay us for overdraft protection services.

Overdrafts should not be used to pay ordinary or routine expenses and you should not rely on overdrafts as a means to cover these expenses. Our staff is ready to help you with all your banking needs, including our new OOPS!™ Advantage . Contact your neighborhood branch today!